Areas of Practice

Financial Expert Witness

Michael F. Richards is a financial expert witness and litigation support specialist. Michael F. Richards provides expert witness testimony and litigation support to attorneys representing financial institutions, businesses, and individuals. Financial expert witness services include analysis of key issues, case strategy, depositions, opinions, and court testimony. He provides a full range of expert witness testimony and consulting in the following areas:

  • Banking Practices & Procedures
  • Banking Industry Standards
  • Bank Officers' and Directors' Conduct, Actions & Negligence Issues
  • Banking Operations
  • Banking Policies & Procedures
  • Credit Analysis
  • Loan Review
  • Loan Documentation
  • Bank Regulations & Law
  • Lender Liability
  • Commercial Lending, Commercial Real Estate Lending, Construction Lending, & Residential Real Estate Lending Practices
  • Agricultural Lending Practices
  • Consumer Lending Practices
  • Forensic Commercial Loans
  • Loan Participation & Documentation
  • Collection Practices
  • Bank Fraud Issues
  • Troubled Debt Restructuring Practices, Workouts & Forbearance Issues
  • Loan Commitment Issues
  • Loan Guarantee Issues
  • Bank Credit Administration & Credit Policy issues, Customs & Practices
  • Real Estate Appraisal Issues
  • Environmental Liability
  • Bankruptcy, Fairness of Interest Rates "Cramdown"